Why Does This Matter Now?

If you’re in DROP, every day counts. The decisions you make now determines:

• How much you take home when you exit

• How your pension income works for you (or against you)

• How much you might unknowingly give back in taxes and penalties

The problem? Most teachers don’t get clear answers — and waiting until the last minute can cost you thousands.

Your Retirement Clock Is Ticking.

The 3 Mistakes That Hurt the Most

1) Not knowing the exact financial impact of your DROP exit date
Even 1 month off could mean losing a big payout.

2) Mishandling the DROP payout
Rolling it the wrong way can create a huge tax bill.

3) Failing to plan pension and Social Security together
Which could mean leaving money on the table for life.

What you get in your free DROP review

In your one-on-one review, you’ll get:
- A clear timeline for your DROP exit date
- Exact figures for your payout and pension
- Strategies to reduce taxes and keep more in your pocket
- Answers to every “what if” question — so you can retire confidently

Your Personal DROP Exit Plan

Why Teachers Choose Us

We specialize in helping Florida educators understand and maximize their FRS benefits, including DROP.

• 5+ years working exclusively with Florida retirement systems

• Hundreds of teachers guided to confident retirements

• No sales pressure — just clarity and answers

Your DROP Plan Starts Here

You’ve worked too hard to leave your retirement to chance. Let’s make sure you get every dollar you’ve earned.

Investment advisory services offered through Momentus Financial LLC, a registered investment adviser. This information is for educational purposes only and is not intended as tax or legal advice. Please consult your tax or legal professional regarding your specific situation.